Executive Benefits

As a small business owner in today’s world, it is more important than ever to expect the unexpected. You work hard and care about your employees. But did you know that DGS Benefits, Inc offers Executive Benefits that protect you and your business partners if you were to become injured or sick. We now offer the following benefits at very competitive rates:

Disability Buy-Out Insurance: insurance that the owners of a business can purchase to generate funding for a buy-out in the event that one of the owners gets a disability that results in an inability to remain an owner of the company.

Business overhead expense insurance: covers the costs of running your business when your absent due a disability. The expenses covered by BOE insurance include important day-to-day functions like paying wages, debts, rent or mortgage, and taxes.

Split-dollar Life Insurance: an agreement between two parties to share the costs and benefits of a permanent life insurance policy. Often, the agreements are between an employee and an employer, with the split-dollar plan showing up in an executive compensation package.

Buy-Sell Life Insurance: A buy/sell agreement, also known as a buyout agreement, is a contract funded by a life insurance policy that can help minimize the turmoil caused by the sudden departure, disability or death of a business owner or partner. A buy/sell agreement gives employers peace of mind knowing that their business is in capable hands should they no longer be able or want to manage it. It also:

Disability Insurance: provides short-term benefits to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy.

To learn more about these benefits, please call our office today at 201.321.3031 or fill out the form below so we can call you back at a more convenient time.

Tom Murphy
President of DGS Benefits, Inc
[email protected]

Contact Us Today To Learn More