Our Practice Specializes In

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Employee Benefits

Life Insurance

Medical Insurance

Social Security Disability

Private Disability

Long-Term Care

Pet Insurance


Medical, Disability & Life Claims

Travel Insurance

Final Expense

Note: There will be a consultation fee charged for requests that fall outside the sale of insurance.
Desmond Purpleson

Desmond Purpleson


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Parsley Pepperspray

Parsley Pepperspray

Marketing Specialist

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Desmond Eagle

Desmond Eagle

Graphic Designer

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Ruby Von Rails

Ruby Von Rails

Lead Developer

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DGS Benefits, Inc – Insurance Solutions and Advocacy Services

DGS Benefits, Inc. was founded by Thomas Murphy to help consumers make informed choices about insurance products and services.

Tom chose the insurance field to help realize his passion for helping people. This led him to start DGS Benefits, Inc in 1989 and to become an advocate for people with insurance issues. As time went on, Tom expanded DGS Benefits services to include representing people with social security claims and other issues having to do with Medicaid and Medicare.

Now, over 30 years later, Tom has helped hundreds of individuals and companies.

Thank you for considering DGS Benefits, Inc for all your business and individual insurance needs.

Based on 4 reviews
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Mike PerryMike Perry
05:40 21 Apr 24
Choosing the best life insurance plan for my family was overwhelming due to the amount of options that exist and their individual complexities. A colleague of mine recommended that I reach out to Tom who took the time to explain all of the options available that matched my circumstances. He provided me several quotes and did not pressure me into making a decision. It was really nice to talk to an actual human than a representative from a big corporation. I actually reached out to follow up several months later after finally making a decision and he remembered me. The entire process was easy and he was able to work within my budget. A+ experience.
Matiss KalninsMatiss Kalnins
18:11 18 Apr 24
helene berrioshelene berrios
17:46 31 Jan 24
Thank you for your great assistance in helping my family pick the best plan for us. Elizabeth you were very professional.


Nancy Pizza, Director of HR

Comport Consulting Corporation

"Thank you, Tom Murphy and DGS Benefits, for many years of service. You truly epitomize the phrase service with a smile. As businesses make more advances in technology, some have made personal service a thing of the past. We appreciate your commitment to serving your customers with good, old-fashioned respect that is never without that personal touch. You always go that extra mile to walk us through the world of benefits."

Shirley Lipke, Buyer

Marty Shoes Inc.

"DGS Benefits Inc. and Mr. Thomas Murphy really get results. His integrity coupled with honesty, sincerity, impeccable flow through, and premier personal employee attention, makes him a superior Employee Benefits/Insurance professional who really cares. Mr. Murphy goes the extra mile and gets the job done."

Philip Pelligral, President

Perfect Finish Ortho Lab

"I can honestly say that Tom Murphy is the best Insurance agent we have ever had. Tom is very attentive to the individual’s personal needs as well as the company’s. He is approachable, and always easy to contact. Tom has a very good working knowledge of the industry and the services that are available, as well as staying current with the latest issues. He helps make our decisions easier by providing the facts and information to know what is right for us. If Tom doesn’t have the answer to a question, he will find it out and call you back promptly. If all business contacts were as friendly and efficient as Tom, life would be a lot easier."

Frank Schmitt, General Manager

Zwanenberg Food Group, Inc.

"Tom Murphy and DGS have been very responsive to our needs. He has been effective clearing up the red tape issues on behalf of our company."

Lisa Yurkanin, Bookkeeper

Perfect Finish

"Tom Murphy has done a great job of taking care of Perfect Finishes’ Insurance needs and I would recommend him. Anyone who has dealt with Insurance claims and billing problems knows how frustrating and time consuming it can be. Tom makes my job easier."

Drew S. Porschen, Owner

Northvale Auto Group, Inc.

"I would like to thank you for steering me in the right direction as to my company health insurance. The advice you gave me has saved me thousands of dollars annually. Having a small business, this equates to a substantial amount of money. Your services are most appreciated."

DGS Benefits Blog

Read about the latest news in Health Care

Welcome to DGS Benefits, Inc.

Health is the basic right of every human being. Everything must be done to ensure that everyone, irrespective of their standing or economic status, can avail of it. However, with the increasing costs of medical Read more…

Family First

Using level-funded health care plans to fuel small business cash flow Level-funded plans bring upfront savings plus the potential for a surplus — all while limiting the risk of ASO plans. Cash flow is king Read more…

Executive Benefits

As a small business owner in today’s world, it is more important than ever to expect the unexpected. You work hard and care about your employees. But did you know that DGS Benefits, Inc offers Read more…

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79 Chestnut Street
Suite 101
Ridgewood, NJ 07450

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Tom Murphy

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